SoBo Mama's Tips & Tricks











{March 7, 2013}   Budget Buster Alert: Falling Behind…on anything!

English: Sample budget

English: Sample budget (Photo credit: Wikipedia)

 

In order for life to run smoothly, I need lots of routines and structure.  Which is why the Ducks Unlimited dinner thing tonight threw me for a loop when I learned about it at lunch time.  I’m all about Grizzly going to his hunting support group, but it wasn’t on the calendar.

 

Part of developing routines and structure, for me, has been setting and sticking to a budget.  Do I still splurge occasionally?  Well, yes.  But I’m proud of my shrinking debt, my developing emergency fund, and my stockpiles.

 

Problem:  I hate to leave my house.  My Bunco Babes are worried about agoraphobia(spelling??).  I told them I’m not scared to leave, I just prefer not to.  I like to be home.  But this is becoming an issue.

 

I’ve not been going to the grocery.

 

I can feed my family of 5 (yes, the dog counts) and take care of the house (cleaning stuff, paper goods) pretty handily for $50/week.  Between coupons, sales ads, and store loyalty cards, it’s a lot of fun for me.  But to do this, I need to keep up my stockpiles.  And they are dwindling.

 

Because I haven’t been shopping.

 

Mind you, I haven’t bought shampoo or deodorant in at least a year, and I just recently bought toilet tissue.  But my deep freeze has blank spots. My cereals, of which my comfort level is set at 12, have almost disappeared.  I’m scraping things together for dinner (easy recipe to be shared soon!) and lunch snacks are nonexistent.

 

When did staying home become more necessary than maintaining my tight budget?

 

A lesson I am learning is that to save so much money on my grocery trips, I will have to be diligent about shopping.  I have to spend that $50 each week, or else I’ll be paying much more later on.  There is an old saying that t make money, you must spend money.  Well, to save money, I have to spend money, too.

 

So the grocery is about to be added to the calendar every week.  This will re-establish one of my routines.  Hopefully, this hasn’t been a terribly expensive lesson!

 

What is your budget-buster?  Can you figure out what causes it and how to change it?

 

~ Katie

 

 

 

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For me it is getting too busy to keep up with bargains and letting myself run low on staple items. I guess it’s pretty similar to yours. I try my best to stay on top of things. I have no aversion to leaving the house, though. My parents used to tease me about always wanting to go. They’d call me the “go-go girl”. 🙂



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